Kaiser FLEX Plan Cost Increases: You Do the Math

May 2012

Have a family of 4? A few monthly prescriptions? An ER visit here or there?

Here’s how Kaiser FLEX plans increase our costs, and not just today, but likely into the future.

CHECK IT OUT:

If your family has doctor visits about 10 times a year that’s $200 under flex vs. the $50 you pay now.

If your family has about 3 ER visits a year, that’s $150 under flex vs. the $15 you pay now.

Got admitted to the hospital? That’s $100 per day under flex vs. the ZERO you pay now.

Do your family members combined have about 5 prescriptions/month? That’s $100 under flex vs. $25 you pay now.

But that’s not all. Under flex Kaiser will give full time employees enough “credits” to “buy” a “mid level” plan with the above co-pays. If you work less than 31 hours per week, you will only receive 60-80% of the “credits”, and will have to dip into your own pocket to pay for a portion of the premium costs of your health insurance. [Kaiser has already implemented Flex for management and the Pharmacy Guild.]

"Increased health care costs would mean my family would have to sacrifice family time so I could work extra shifts to afford to pay additional costs."
--Ebonee Brown, RN, Kaiser Fontana Registred Nurses Association

To see a table contrasting our current plan with the Flex plan, click here.